The BollingerGroup - Financial Services Intermtediaries

New Protection UL-G/SUL-G products - with generally higher premiums- are scheduled to launch in most states on July 13. We are providing notice so that you may be prepared to deal with a shorter-than-usual transition period for both products.

Have you heard about Lincoln's best-selling fixed indexed annuity product?New Directions is an Indexed Annuity product with three different crediting strategies:
-Fixed Account
-Performance Triggered Specified Rate Strategy
-2-year Point to Point cap

Indexed universal life insurance offers impressive growth potential and early access to high cash value.

ING IUL-CV vs. AVIVA Advantage Builder II*

ING IUL-CV vs. Pacific Indexed Accumulator III*

Given today's economic crisis, many boomers are feeling like they are running against the clock to prepare for retirement.

John Hancock Term ('09) policies contractually allow conversion to " any permanent policy of insurance offered for sale by the Company or one of its affiliated comapnies."

Lincoln LifeElements Level Term

Low cost permanent life insurance with guaranteed death benefit protection.

-Smoke 12 or less cigars per year
-Have had no other tabacco or nicotine products for the previous 5 years
-Test free of nicotine in microurinalysis

Underwriting Hot Spots

In some cases the ING life companies will consider Super Preferred and Preferred underwriting classes for private aviators. Take a look at the criteria below.

If you’re looking to sell a life insurance product to someone insurance age 71 or older (age nearest birthday 71), you need to know about ING Life Companies’ revised questionnaire

Simplified underwriting means our Term Life Express products are hassle free for your clients and commissions get paid sooner.

The ING life companies offer SUPER PREFERRED NO TOBACCO rates on Term AND Cash-Value life insurance products if prospects qualify as 'celebratory' cigar smokers.