The BollingerGroup - Financial Services Intermtediaries

• Bankruptcy
• Cholesterol
• Diving

Low cost permanent life insurance protection with optional guarantee death benefit rider.

• ING
• MetLife
• Prudential
• Transamerica

Now your clients can gain access to higher jumbo limits through our new process.

The new Fit underwriting credit program is designed to provide addtional credits to individuals who have been rated 1-4 tables from our normal underwriting process.

Coverage for up to 20% less on lifetime guarantees*

• *comparison to rates of previous version of the product

Accordingly, the following actions are effective September 21, 2009

• Continuous Pays to Age 121

• Continuous Pays to Age 100

Principal Universal Life Protector III (2007)Flexible No-lapse Protection

IRC Section 101(j): A Tax Trap For the Unaware

Effective August 1, 2009, ING is suspending sales of ING SUL-GDB until further notice.

John Hancock Term ('09) policies contractually allow conversion to " any permanent policy of insurance offered for sale by the Company or one of its affiliated comapnies."

New Protection UL-G/SUL-G products - with generally higher premiums- are scheduled to launch in most states on July 13. We are providing notice so that you may be prepared to deal with a shorter-than-usual transition period for both products.

Give your clients the most compelling offer available from Genworth, particularly when your client falls within our targeted market.

Simplified underwriting means our Term Life Express products are hassle free for your clients and commissions get paid sooner.