News & Announcements Archive

Now your clients can gain access to higher jumbo limits through our new process.

The new Fit underwriting credit program is designed to provide addtional credits to individuals who have been rated 1-4 tables from our normal underwriting process.

Coverage for up to 20% less on lifetime guarantees*

• *comparison to rates of previous version of the product

Accordingly, the following actions are effective September 21, 2009

• Continuous Pays to Age 121

• Continuous Pays to Age 100

Principal Universal Life Protector III (2007)Flexible No-lapse Protection

IRC Section 101(j): A Tax Trap For the Unaware

Effective August 1, 2009, ING is suspending sales of ING SUL-GDB until further notice.

John Hancock Term ('09) policies contractually allow conversion to " any permanent policy of insurance offered for sale by the Company or one of its affiliated comapnies."

New Protection UL-G/SUL-G products - with generally higher premiums- are scheduled to launch in most states on July 13. We are providing notice so that you may be prepared to deal with a shorter-than-usual transition period for both products.

Simplified underwriting means our Term Life Express products are hassle free for your clients and commissions get paid sooner.

ING IUL-CV vs. Pacific Indexed Accumulator III*

ING IUL-CV vs. AVIVA Advantage Builder II*

If you’re looking to sell a life insurance product to someone insurance age 71 or older (age nearest birthday 71), you need to know about ING Life Companies’ revised questionnaire

Lincoln LifeElements Level Term

Have you heard about Lincoln's best-selling fixed indexed annuity product?New Directions is an Indexed Annuity product with three different crediting strategies:

• Fixed Account
• Performance Triggered Specified Rate Strategy
• 2-year Point to Point cap

Completion of a recent ING Life Companies’ underwriting review brings great news for our life insurance producers regarding cardiac risk assessments. Effective November 1, 2008, the ING Life Companies introduced major improvements to our cardiac risk assessment guidelines.

• No MD exams up to $10M and age 70.
• No Treadmill required at any age/face amount. If one is in the file, they will want to see it.
• No Inspection Reports - Prudential handles internally
• Age last birthday